北美指南
网购省钱专家

美国银行BoA Business Advantage Cash Rewards offer

申请链接$350 offer

开卡奖励:3个月内消费满$3,000即可获得$350 bonus

年费:0

返现力度:每年加油和办公用品消费的前$250,000部分可得3%的返现;餐厅消费可得2%,其余1%

APR

①用于消费的部分,12.99%–22.99%,前9个月0

②用于balance transfer的部分,12.99%–22.99%

③用于提现的部分,25.99%

④最低利息:$0

⑤免息期:25天

⑥滞纳金利率:0

费用

①balance transfer费用:$10或4%,取高者

②提现费用:$10或4%,取高者

③滞纳金:金额小于$100,收取$19;金额在$100.01-$1,000,收取$29;金额在$1,000.01-$5,000,收取$39;高于$5000,收取$49

④退回费用:最高达$39

⑤特殊交易费:0

⑥外商交易费:每笔结算金额美元的3%

其他特色

注册BoA的Business Advantage Relationship Rewards计划后,消费达到$20,000/$50,000/$100,000时可获得Gold/Platinum/Platinum Honors身份,获得25%/50%/75%的额外返现等一系列特殊业务关系权益;

可将账单接入Quickbooks。

注意事项

该卡通常的开卡bonus是$200,但$200 bonus仅需消费$500即可获得。因此我们并不推荐该卡。

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