拔草酱【2018.7.27更新】更新了offer为26,667分，向慈善捐款不再是3分/$1。
申请链接：public offer升级为$400（26,667分）
开卡奖励：开卡后4个月内消费满$2,000，可获得26,667分FlexPoints，约合$400
年费：$49，首年免
返现力度：慈善捐款可以获得 2x FlexPoints，机票、加油、超市这三个类别中当月消费最多的类别 2x，手机费 2x，其余消费 1x。
APR
①用于消费的部分，15.74%–25.74%
②用于balance transfer的部分，15.74%–25.74%
③用于提现的部分，25.74%
④最低利息：$2
⑤免息期：24-30天
⑥滞纳金利率：0
费用
①balance transfer费用：$5或3%，取高者
②提现费用：$10或4%，取高者
③滞纳金：最高达$38
④退回费用：最高达$35
⑤特殊交易费：0
⑥外商交易费:0
其他特色
·如果是用来兑换现金，FlexPoint的价值是1cent/point，用来兑换旅行产品可按1.5cent/point
·用 FlexPoints 兑换的每张机票有 $25 的报销，可用于行李费或机上餐饮等航空消费。
·每年可免费使用Gogo Inflight Wi-Fi 12次。
注意事项
此卡极其难申，很容易被降级发卡，不推荐新手申此卡。
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